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CTOS Digital Berhad and Monash University Malaysia have signed a Memorandum of Understanding to collaborate on data insights and analytics to advance research into the nation’s credit health. (L-R) Professor Nafis Alam, Head of School of Business, Monash University Malaysia; Professor Matthew Nicholson, Vice President of Research & Development, Monash University Malaysia; Eric Hamburger, Group CEO of CTOS Digital Berhad and Eric Chin, CEO of CTOS Data Systems Sdn Bhd were present at the recent MOU signing between CTOS Digital Berhad and Monash University Malaysia to advance research into the nation’s credit health through collaboration on data insights and analytics. The recently-inked MoU will facilitate industry-academia cooperation through research, analysis and exchange of ideas. CTOS Digital Berhad, through its wholly owned subsidiary CTOS Data Systems Sdn Bhd, the leading credit reporting agency in Malaysia, has been enabling people to gain access to credit for over 3

CTOS Digital Berhad, through its subsidiary company, CTOS IDS Sdn Bhd, is expanding its range of services with the launch of CTOS Car Insurance, an online platform for car insurance and road tax renewal, in collaboration with PolicyStreet.com. Group CEO of CTOS Digital Berhad. PolicyStreet.com is operated by Polisea Sdn Bhd, an insurance technology company whose mission is to democratize insurance by making it simple, easy and affordable. This latest service, CTOS Car Insurance, provides a fast, hassle-free opportunity to make price comparisons of policies from more than 10 insurance providers within minutes, allowing consumers to find the best deals in the market. By comparing quotes from a large range of insurers, consumers are able to find savings of up to RM1,000 from their current deals. The launch of the new service also comes with further added benefits. Consumers who successfully renew or purchase their insurance via the new platform will be able to get a free MyCTOS Score Rep